After a martini-induced rampage, a fantasy-prone young woman is placed under house arrest.
To investigate bizarre insurance claims that transpired in either accidents, death or both, a former cop and an insurance investigator travel throughout the country to look at the cases up close.
Terry is a suicidal voyeur who treats a dying addict to a final binge, but Terry will only do this if he promises to kill him.
When a cosmic event turns Emma's dog and cat into two perfect guys, Emma reconsiders her outlook on dating, hilariously works out her trust issues, and ultimately learns to love herself.